SBA loans put your money at risk. To obtain OPM ('Other People's Money) as well, you will need to demonstrate a plan to convert your provisional patents to issued, utility patents and present value-added stages of developing your technologies. This product development strategy should consider regulatory filings, if necessary, market barriers, and key technology advances to show investors how you plan to advance the company and grow your technologies. Angels are key players in this space for you. Consider approaching local angel groups with your business plan that details what I've outlined above. Also, consider grants and SBIR/STTR funding as part of your strategy. This will show investors that you intend to leverage 'zero' cost monies.
All the best.
Thank you Ken...I hope to be able to meet you at the ACS National Meeting In Washington, DC next month to follow-up on some of this.
I saw your thread on the Ken Polk discussion board. I am not a source of funding but I am a consultant with experience in detergents. I may have some ideas for you. Check my business website if you think you might be interested www.AquatixResources.com ; my email address is there, of course. Rick Coffey